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Mortgages

to suit you

Welcome to the Edwards Associates website, one of the best UK mortgage finding services on the internet.

Every major UK lender’s mortgages are reviewed daily so that we can give you totally independent advice, as to which is the right mortgage for you.

Buying a House?

For most of us buying a house is the single largest investment that we will ever make. Making the right decision about your mortgage is not something which can be left to chance.

With the thousands of different mortgages available it is becoming increasingly difficult to see which is the right decision to make.

All you need to do is complete the no obligation enquiry form and we will contact you to discuss your requirements. this service is free and entails no obligation on your part.

Should I remortgage?

It is estimated, that as many as 4 out of 5 mortgage borrowers are paying too much for their mortgage, especially if the mortgage has been held for over four years. By applying today, you could, typically, save thousands over the life of your mortgage.

Whenever mortgage interest rates fluctuate, it's time to consider a remortgage. Competition among lenders for your remortgage business, will usually ensure that competitive products are there to be had.

Remortgage Service

Remember… it would be very unusual for your existing lender to inform you of a better mortgage. Yet, if you were to apply to them as a new borrower, you would almost certainly be offered a mortgage with a better rate (and less monthly outgoing) from the one you presently hold through them. Not only that, but if you widened your search beyond your present lender, you may well be able to achieve an even better deal with a greater saving. This is why, when considering a remortgage, you should seek out totally impartial advice by using an independent remortgage service such as this.

Buy to Let


Considering buying a property to rent out? Looking to expand your portfolio of properties?

A buy to let mortgage is a mortgage package that is specifically designed for a property that you intend to let out to tenants after you have bought it. The property acquired will be a source of income through letting. The source of income, the lender assumes will be used to repay the mortgage.

The benefit of such a loan is that you might be able to cover the total monthly repayment with the income that you generate from the letting of the property. This means that you might be able to acquire the property without physically paying anything for it.

The most important aspect of a buy to let mortgage is the interest rate set by the lender.

As with all mortgages, there are various options that are available here, such as variable, fixed rate and capped rate mortgages. For a buy to let property a fixed rate mortgage is often chosen as it gives everybody involved the most stability in terms of monthly costs – there is no need for you to increase the rent on the property if your monthly payments are not increasing.

Whether you're just starting out with your first buy to let or buying multiple properties. We can arrange Buy to Let mortgages with the best interest rates on offer from a wide selection. of the UK's best known High Street lenders including Royal Bank of Scotland, HSBC, Bristol & West, Halifax, Birmingham Midshires, GMAC, Woolwich and many more.

As with the mortgages above - enquiring about a Buy to Let mortgage is easy.
All you need to do is complete the no obligation enquiry form and we will contact you to discuss your requirements.
this service is free and entails no obligation on your part.

 
 

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